How to withdraw money from ATM Machine without using ATM card

Do you know you can really withdraw money from Diamond ATM bank and some other banks here in Nigeria without having to use or slot your ATM card into the ATM machine?  

Yes is possible using this simple but effective mothed brought out my Diamond Banking system to make things very much easier and less complicated.

With this method any time you forgets to go out with your ATM card and you have an urgent need to withdraw money from an ATM card,  you will not need to worry at all as you are purely covered as far has you have activated the method on your Diamond Bank account. 

how to withdraw from the ATM with using ATM card usimg Diamond Magic Cash

How possible is it? 

You can do this my using the Diamond Magic Cash a.k.a (MCash) which was introduced by Diamond Bank to enable thier User/Customers to withdraw money from the ATM Machine without having to use any of thier debit card. (Visa Card, Master Card, National cards....) 
How To Register/Activate or Get Diamond Magic Cash (MCash) As A Diamond Bank Customer.

Thier are some methods by which you can activate the Diamond Magic Cash Services on your Diamond Account so from the explanations am going to make you will know and choose the method more suitable for you to use. 

 You can activate the MCash on your Diamond Bank Account by going to any Diamond Bank branch around you then meet with thier Diamond Bank Customer Care Representatives and request for the activation of Diamond Magic Cash Services and they will put you through. 

Then after the registration follow the steps below


  Alternatively, using this second method you can contact the Diamond Bank serivce care Representatives directly by dialing this number on your phone 0700-300-0000 then request for MCash service registration then follow the guide below.

Using the number with which you opened you Diamond Bank Account i.e the number you usually recieves your alert any time you makes  transaction on your Diamond Bank Account.

Simply Text ATM to this number 30811 which will help you to generate a Six code digits Magic number. Then copy the Magic code and save it somewhere. 

Note: This Six digit Magic code is very important and should be kept safe because that's the code you will be using to do your transactions using Diamond MCash Account

We are moving forward after this first procedure is time to move to the ATM machine and do some activations there too. 

 So go to any Diamond Bank branch ATM machine near you, on the ATM select Magic Cash option.

 Then at this juncture enter the phone number with which you registered your Diamond Account with starting the number with +234, for eg (+2347031300106).

 A new layout will open where you will be requested to enter the six Magic code number that was sent to your phone when you texted ATM to 38011

 Now just like in your ATM card activation method you will be requested to create your own 4 secret Magic code number with which you will be using to do all your future Magic Cash transactions.

Then re-enter the secret Magic code number again as prompted by the ATM machine for comfirmation. 

Note: This 4 secret Magic code number is what you will be using to do your transactions on the Diamond ATM machine without using the ATM card and this Diamond Magic Cash is only availlable to Diamond Bank customers so if you are not banking with them, you wont be able to enjoy the Magic Cash services. 

Lets do another Method but it will be brief and swift

 This method is about using your Diamond Mobile Bank App it should be easy just follow me up. 

how to withdraw from the ATM with using ATM card usimg Diamond Magic Cash

Login into your Diamond Bank Mobile app that's if you are using the Mobile bank app then click on thier Menu options and move straight to
how to withdraw from the ATM with using ATM card usimg Diamond Magic Cash

Self Service click on it and on the new page you will see some option but

click on Activate Magic Cash.

how to withdraw from the ATM with using ATM card usimg Diamond Magic Cash

Then you will be prompted to Enter Your PIN thats you bank transfer pin. Enter it and
click on Activate .

how to withdraw from the ATM with using ATM card usimg Diamond Magic Cash

You will get a Successful message and you are through. 

how to withdraw from the ATM with using ATM card usimg Diamond Magic Cash

So you can see that it was brief and swift like l said. And from thier you can also Deactivate the MCash Services. 

How To Withdraw Or Cash Out From Magic Cash Transfer Funds

Using Magic Cash payout is very simple and easy since you do not require to use  any sort of ATM card for withdrawer of cash through the ATM machine all you need to do is to go to any nearby Diamond Bank ATM machine and just follow this simple steps below and learn it because it's simple. 

On the ATM Home screen, Select "Magic Cash Transfer" next thing is to select the option of "Magic Cash Transfer Cash Out" Then,  enter your 4 digits secret "Magic Transfer Code" the place to enter it will be provided on the screen. 

Then a 6 digit comfirmation code will be sent to your registered phone number you use in recieving alart on your phone when you do transactions on your Diamond Account . 

Then enter it on the provided space. And the transaction summary will be diaplayed for you on the screen for you to cross check it wella to know if the details is correct or not then process by pressing Enter Button and cash will be dispensed. And you are through then a reciept will be generated for a successful transaction made. 

How To Make Digital Payments For Goods And services Using Magic Cash Account On Diamond Bank Through Your Mobile Phone

With this Diamond Bank Magic Cash Services you can be able to buy goods and services online.

And the best thing about the service is that is used both online and offline for buying goods and services.

To make use of the Magic Cash services to buy things online all you need to do is to dail a short USSD code on the phone number with which you registered with Diamomd Bank linked to your MCash.  

To do that, simply dial this*402*MerchantID*Amount# on your mobile phone, and fill the right details as required on the code.

Whats MerchantID?

MarchantID on this regard simply means the digit number which is representing the MCash as an account number. 

Which is issue to any customer using MCash at the point of his or her MCash account  registration and activation point. 

So from the above replace the MarchantID with the person you are paying to MCash account number and input the amount you want to pay him or her in number not in words. 

How To Make A Magic Cash Transfer Transaction

Just like using your ATM card to do transfers on the ATM machine you can replicate the same using the Magic Cash Serivices on Diamond Bank ATM to do that follow the procedures below

On the Diamond ATM machine insert you ATM card or use directly the Magic Cash method to access the ATM machine

Follow the affoementioned methods above i.e for withdrawing money using Magic Cash 

 Enter your Magic Cash PIN 

  From the Home Screen of the ATM, select “Magic Cash Transfer

 Next, choose the account you wish to debit for the transfer and also enter the amount.

 Then enter the Six digits number sent to your phone number (And also, you will have to send this to the beneficiary in order to collect funds along with the Magic Transfer Code sent to their mobile phone)
  Input the beneficiary’s mobile number (The Magic Transfer Code will be sent to this number)

  Now, you will get to see the Transaction summary displayed on the ATM screen, cross check the details and then confirm it.

  You can as well, request for receipt that is been generated with Voucher number and Amount.

That’s all for Mcash transfer transaction on Diamond bank.

How To Get Magic Cash Transfer Fund Paid Directly Into Diamond Account During The Process Of Collection.

To have your Magic cash fund transferred into your normal Diamond Bank Account whether savings acct, current account, or fixed account etc. Follow the steps below:

 On the Diamond bank ATM machine select the Magic Cash option on the ATM screen

 Just select Magic cash Transfer from the ATM screen.

  Enter your own Magic Transfer Code, (the one you received on your Mobile Phone.)

  Next, input your secret six digit PIN (As provided by the sender)

 Choose the account number you wish to transfer the money to.

  Now, the summary of the transaction will display for you to review your entered details whether correct or wrong. After cross checking, click on enter button or on the screen if screen touch to confirm the transaction.

  That’s all, now the diamond bank account should be credited and a receipt will be generated for proof.

Is this Magic Cash Services availlable for all Nigeria Banks? The answer is NO but we have some banks who are offering the service like

(Diamond Bank,  Union Bank,  Fidelity Bank, Sterling Bank, Zenith Bank and First City Monument Bank (FCMB).

While this other banks are yet to offer and activate this service on thier own end the banks are:

(First Bank, Stanbic Bank, Eco Bank, Guaranty Trust Bank (GTB), Sky Bank,  Wema Bank, Unity Bank, Heritage Bank,   United Bank for Africa (UBA) and Access Bank Bank).

but subsequently when they start offering the Magic Cash services we will let you know asap. 

Thats all have you been using this Magic Cash Services on your Diamond Bank Account?  If so we would love to hear from you to know how the experience has been.

And don't forget to use the comment box below to ask any question or make a contribution and also let other know about this Magic Cash Service by sharing it on social medias.

thanks You. 
Author: My name is Omeh Collins Ogbonna am a passionate Blogger who wants to Help The World Through Technology by Solving, giving out Useful and Valuable information using my blog as the great and unique medium. We provides all Tech / Telecommunication services, How To Make Money Online, free/Cheap Datas, Andriod Smartphones, Games, 9Mobile, Tech news, iPhones, Phone Review, ICT Issues, Free Tutorials. etc. You can Contact Me or join my Social media platforms. We welcome everybody from all around the World. love you all.

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